PayPal is a company that help people receive payments, so basically, Nigerians can use PayPal to receive foreign payments…but the issue is, PayPal put some restrictions for Nigerians, so as a Nigerian, it’s not very easy to create a PayPal account. So many Nigeria entrepreneurs pay to learn and create a PayPal account. Upwork is a freelance platform were people can get clients to pay them for their skills, for instance, if you are a graphic designer, you can go to upwork, create an account and look for jobs their and the good thing is that you are hired by Americans and you are been paid in dollars. Just like PayPal, Nigerians find it difficult to create an upwork account.   This book will show you guidelines to create valid PayPal and Upwork account even as a Nigerian.